Michelle Milczarski
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My TD journey started in 2004 with TD Canada Trust where I discovered I had a passion for helping clients make smart financial decisions. After building a strong foundational understanding of personal banking and investments, I made the decision to specialize in wealth management and began my career with TD Wealth Private Investment Counsel in 2009.
As a Senior Portfolio Manager, I am focused on structuring customized investment strategies designed around my clients' specific goals. I am a strong believer that an effective strategy begins with a plan and I welcome the opportunity to truly understand my clients. Their current circumstances, who matters most, their goals, their dreams, their concerns, their fears, and what they envision for their future. From there, I develop a customized Wealth Plan, leveraging TD specialists to fine tune complex strategies when needed.
Change is inevitable, and wealth management is no exception. As a commitment to my clients, I am continuously looking for ways to stay current and sharpen my skills. In addition to regularly attending external conferences and seminars, I have worked diligently to earn a number of highly respected industry designations. I am a CFA charterholder which is awarded by the CFA Institute, and I also hold the Certified Financial Planner designation awarded by the Financial Planning Standards Council, and the Chartered Investment Manager designation awarded by the Canadian Securities Institute.
If you would like to learn more about the services offered through TD Wealth Private Investment Counsel, and how we may work together, I look forward to hearing from you.

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As small business owners, Nick and Justina make a powerhouse team, supporting each other through ups and downs. As parents, they worry about how potential challenges with the business could impact their family’s future. Nick and Justina teamed up with their TD Wealth advisor to build a personalized financial plan. With a plan in place, they finally saw that achieving their family’s goals while maintaining the business was possible. Find out how the right financial advice helped give them a brighter view of life.
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