Michelle Milczarski
Portfolio Manager
CFP®
CFA
CIM®
Working together to help you achieve what truly matters to you
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My TD journey started in 2004 with TD Canada Trust where I discovered I had a passion for helping clients make smart financial decisions. After building a strong foundational understanding of personal banking and investments, I made the decision to specialize in wealth management and began my career with TD Wealth Private Investment Counsel in 2009.
As a Senior Portfolio Manager, I am focused on structuring customized investment strategies designed around my clients' specific goals. I am a strong believer that an effective strategy begins with a plan and I welcome the opportunity to truly understand my clients. Their current circumstances, who matters most, their goals, their dreams, their concerns, their fears, and what they envision for their future. From there, I develop a customized Wealth Plan, leveraging TD specialists to fine tune complex strategies when needed.
Change is inevitable, and wealth management is no exception. As a commitment to my clients, I am continuously looking for ways to stay current and sharpen my skills. In addition to regularly attending external conferences and seminars, I have worked diligently to earn a number of highly respected industry designations. I am a CFA charterholder which is awarded by the CFA Institute, and I also hold the Certified Financial Planner designation awarded by the Financial Planning Standards Council, and the Chartered Investment Manager designation awarded by the Canadian Securities Institute.
If you would like to learn more about the services offered through TD Wealth Private Investment Counsel, and how we may work together, I look forward to hearing from you.
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Nick & Justina – Business owners teaming up with TD Wealth
As small business owners, Nick and Justina make a powerhouse team, supporting each other through ups and downs. As parents, they worry about how potential challenges with the business could impact their family’s future. Nick and Justina teamed up with their TD Wealth advisor to build a personalized financial plan. With a plan in place, they finally saw that achieving their family’s goals while maintaining the business was possible. Find out how the right financial advice helped give them a brighter view of life.
Polly – Moving forward with the right financial plan
When Polly moved to Canada, she was determined to build a great life for her family. Years of hard work and resilience paved the way for success, but when faced with the unthinkable, Polly was left to start again, leaving her with feelings of uncertainty. Find out how with the help of her TD Wealth advisor and a personalized financial plan Polly was able to take charge of her family’s financial future.
What We Do
What to expect when working with us
Seamless Onboarding
We will help you transfer funds and structure your investment portfolio through step-by-step onboarding.
Personalized Strategies
Get holistic wealth management strategies tailored to your goals with exceptional investment management expertise.
Proactive Reviews
Get curated insights, timely updates, and regular reviews of progress towards your goals and adjust as your needs evolve.
Your unique goals
You've worked hard to get where you are today. Now's the time to maintain, grow, and protect your net worth. Get tailored advice, solutions, and strategies that can help achieve your goals.
Tailored Solutions
Our solutions can help people meet their unique needs and make them feel more confident in their financial future.
Healthcare Practitioners
As you develop your career as a physician or dentist, beginning with medical or dental school, through your residency and specialization training—on to being part of your own practice and retirement, TD is here to help with professional financial services for every step of your professional journey.
Asian Segment
Whether you are new to Canada or established Asian Canadians, we have colleagues who understand your unique financial needs, and the tools and resources to help you with your real estate lending, investment solutions, retirement planning, estate and trust planning, as well as philanthropic giving, business expansion, succession, and tax planning.
Multi-Generational Family
You've worked hard to build your net worth and we understand how important it is to protect what you've built for generations to come. To help you navigate the myriad challenges of preserving wealth across multiple generations, we can create a plan that is tailored to your specific needs and values.
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