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The Seguin Karam Group

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Discovering and planning for what truly matters to you

We offer wealth and investment management solutions to a select group of personal and institutional clients.

The Seguin Karam Group and TD specialists have extensive experience working with high-net-worth and ultra-high-net-worth Canadian families and understand their distinct needs – but one size doesn’t fit all. Our team specializes in working with clients who understand the value of tailored service and advice. 

Who we are:

Click here to learn more about us.

What we do:

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We start by engaging in a balanced discovery conversation. This process harnesses the cutting-edge field of behavioural finance, so that we can better understand your Wealth Personality; what influences your wealth decisions and what matters most to you.

We engage in a unique and collaborative consultation to fully understand your financial needs, priorities and goals. Family, business and experience are all considered. With a deep understanding of your priorities, we can connect you with a core team of TD specialists with expertise in everything from investment, estate and trust planning and philanthropy, to business succession and tax planning.

Click here to learn more about the TD specialists that we regularly engage to help our clients.

Through a highly integrated and comprehensive wealth management approach, we work to address your primary focus areas:

Building your net worth

There are various planning strategies available to help build your net worth including debt restructuring, credit solutions and planning with insurance. We can connect you with a TD Specialist who can assist you with these.


Continuously take the time to integrate tax planning strategies into the overall wealth plan. We have regular tax planning strategy discussions to identify tax efficient solutions that make sense for you and your unique circumstances.

Protecting what matters

We take the time to understand what is most important to you, support your estate planning process and take into considerations any challenges to overcome for a confident estate planning conversation. We also leverage TD specialists to provide you with additional tailored support for your unique circumstances.

Leaving a legacy

Leaving a legacy can take various forms and include various considerations, we try to ensure we understand your legacy aspirations and the impact to your overall wealth plan. We connect with you and your family to help you leave the legacy that is right for you. Navigating this complex and often sensitive financial decision.

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Providing access to Discretionary Investing

Working alongside our practice, clients gain access to discretionary investing and no longer have to make daily investment decisions. By entrusting our team, your wealth is managed for you, not just with you, so that you're free to focus on your other priorities.

We can drive your portfolio’s long-term objectives, while responding quickly to sudden opportunities and recognizing potential risks. Our strategy is guided by the customized wealth management plan we develop; it is based on your objectives and financial situation and sets out the asset allocation and diversification of your portfolio.


The Seguin Karam Group is part of TD Wealth Private Investment Counsel, who represents the products and services of TD Waterhouse Private Investment Counsel Inc., a subsidiary of The Toronto-Dominion Bank.


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