Troy Merrick
Senior Portfolio Manager
CFP®
CPA, CA
CIM®
Working together to help you achieve what truly matters to you
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Office Location
Troy Merrick, CPA, CA, CFP, CIM®
Senior Portfolio Manager, TD Wealth Private Investment Counsel (PIC)
With 28 years of financial services and investment experience, I actively focus on building strong and lasting client relationships, developing a deep understanding of my clients' goals, ambitions, family needs and lifestyle. As a Senior Portfolio Manager with PIC, I take pride in providing a high level of personalized service to my clients who may include high net worth individuals, families, foundations, trusts and corporations, to help them meet their goals and realize their dreams.
Customized, fully integrated and comprehensive plans may include investment management, and portfolio construction. When appropriate, I engage TD specialists who can provide clients with expertise on estate planning, business succession planning, as well as credit requirements. As an accredited Life Insurance Advisor at TD Wealth Insurance Services, I can also assist clients in this area. I believe that "full-service" access is crucial to my clients' evolving and complex needs at every life-stage, from wealth accumulation to preservation and transitioning.
TD Private Investment Counsel is one of Canada's largest private client money management firms managing over $38 billion in assets (as at Nov 2022). Leveraging the global resources of TD Bank Group, and working closely with a talented group of professionals, I assist my clients build net worth, implement tax-efficient strategies, protect what matters, and leave a legacy.
MY COMMITMENT TO YOU:
I put my clients first; I will always attempt to deliver beyond the expected;
I will strive to instill confidence.
That is how I work to make your life more comfortable.
- Troy
Phone
Certificates
CFP®
CPA, CA
CIM®
Tailored Solutions
Based on your unique circumstances, we'll work with you to understand your goals and unique investment needs to create a wealth plan with tailored solutions.
Business Owners and Entrepreneurs
Focus on what you do best — running your business. We cater to the needs of business owners and entrepreneurs with strategies and solutions to help simplify your finances and create a robust wealth plan:
Tax Planning: Manage and minimize tax exposure. Keep income available for other needs.
Credit Solutions: Tactics for managing cash flow, business banking and credit options.
Investment Management: Diversify your investments; grow your net worth; optimize cash flow; invest tax-efficiently.
Transition planning: Develop a blueprint for succession planning.
Retirement income planning: Plan for the retirement you envision. Manage multiple sources of retirement income.
Will and estate planning: Create a legacy that lasts; provide security in event of unexpected death or disability. Learn how to avoid taxes on corporate funds.
*Some services offered in collaboration with a TD specialist
High Net Worth Clients and Families
What matters to you? Our unparalleled commitment is key to helping you meet your unique goals and objectives. We engage in a deep dialogue to uncover what is truly most important to you, your family and your future. From developing tax, investment, estate and succession plans, to helping your philanthropic goals come to life, we tailor our approach to your needs and values as you define them.
Our clients choose us for our ability to offer personalized wealth strategies and a multidisciplinary approach — anticipating complex challenges. We leverage a diverse group of industry specialists from across TD, and externally, to develop portfolios based on your goals, and practical solutions.
In collaboration with you, your family and your trusted advisors, we'll establish a framework that reflects your vision for the future and the legacy you wish to build for generations to come. We offer tailored solutions for client portfolios from $1M to over $200M.
Trusts and Non-profits
Whether your organization is a corporation with very liquid short-term goals or an entity with longer term and higher return goals, we excel at creating investment solutions to meet your goals in the areas of investment management and reporting.
Our comprehensive investment capabilities for trusts and corporations include:
- Investment Policy Statement review
- Manager selection
- Asset allocation
- Reporting
- Separately managed accounts, mutual funds, and ETFs (exchange-traded funds) to optimize cost and efficiency
- Tailored solutions suitable to meet your short-term, project-oriented needs are also available through our brokerage solutions.
Our Services
Working with Us
Investment Planning
Will and Estate Planning
Seamless Onboarding
What We Do
What to expect when working with us
Seamless Onboarding
We will help you transfer funds and structure your investment portfolio through step-by-step onboarding.
Personalized Strategies
Get holistic wealth management strategies tailored to your goals with exceptional investment management expertise.
Proactive Reviews
Get curated insights, timely updates, and regular reviews of progress towards your goals and adjust as your needs evolve.
A responsibility to every PIC client — what does that mean for you?
Through an active, discretionary management approach, portfolio managers and their teams work with affluent Canadians with complex needs, helping them grow, protect and transfer their wealth. We offer multiple styles of equity and fixed income management and build custom investment portfolios for individuals, corporations and charitable organizations.
PIC is supported by the same high calibre investment methods and risk management used by TD Asset Management (TDAM) with its institutional clients such as pension funds and foundations. TDAM manages $421 billion in diverse client assets (March 2023).
Your unique goals
You've worked hard to get where you are today. Now's the time to maintain, grow, and protect your net worth. Get tailored advice, solutions, and strategies that can help achieve your goals.
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