Wealth Insights
There are many tax-efficient investment vehicles available to Canadians to help maximize after-tax income and grow their investment portfolios. For example, you may consider using a Registered Retirement Savings Plan (RRSP) or a Tax-Free Savings Account (TFSA) to save for retirement, a Registered Education Savings Plan (RESP) for a child’s education or a First Home Savings Account (FHSA) to save for your first home. You may also want to take advantage of appropriate deductions and government sponsored benefits. In addition, consider whether it is advantageous to hold investments that earn relatively tax-efficient income, such as Canadian dividends or capital gains.
With headlines focused on trade, we thought it important to provide broader context related to company fundamentals and earnings.
At this point, almost all S&P 500 companies have reported results, as have a host of core Canadian blue-chip companies. Earnings growth expectations in Canada remains +11% for 2025, and broad based.
Talking to children about money can start as early as age three, but it’s not too late if your kids are part of Generations Z and Alpha. In fact, it can help them understand the difference between net worth and self-worth. Neale Godfrey, a pioneering children’s financial literacy educator and well-known author, speaks with Greg Bonnell about money lessons and what parents need to consider in the age of social media.